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Default Reporting Application (DRA) · Fannie Mae

Default case events on Fannie Mae loans. Straight from the attorneys doing the work.

DRA is how foreclosure and bankruptcy attorneys report case events on Fannie Mae loans. Firms send the events files they already produce, by web upload, sFTP, or API, or enter events one at a time. Quandis built DRA on QBO, using the model proven by ADR for Freddie Mac.

Attorney users
500+
In service since
2021
Ways to submit
4

Keep your file format, change the destination

DRA reads Fannie Mae’s legacy default reporting events files, so firms keep the exports their case management systems already produce. Loan and servicer details come from Fannie Mae’s own data feeds; attorneys report only what happened on the case.

Who reports

Attorneys report. Their systems can do it for them.

  1. 01

    Foreclosure and bankruptcy attorneys

    Report foreclosure, bankruptcy, and delay events on Fannie Mae loans: upload the events files your firm already produces, or enter individual events in the web interface. Every submission shows its results, row by row.

  2. 02

    Firm IT teams and case management vendors

    Send the same events automatically, by sFTP or API, under an automation account bound to the firm. Status flows from the case management system without re-keying.

How attorneys report

Four ways in. One record of what arrived.

Drag-and-drop upload

Export an events file and drop it on the DRA landing page.

  • Excel (.xlsx) or delimited text (.csv, .txt)
  • Queued on drop; most files finish in minutes

sFTP

Place the same files in your firm’s own sFTP folder.

  • DRA picks up each file and queues it for import
  • SSH keys and allow-listed IP ranges

API

Post events from your case management system as they happen.

  • Delimited rows or XML in the legacy layout
  • Returns an import ID; logs are available by API

Web data entry

Enter one event at a time, for corrections and one-offs.

  • The form asks for what the event needs
  • Validated before it is accepted

Case management integrations

Case management systems including a360 (CaseAware), Casemax, and NetDirector exchange case data with QBO.See the industry systems QBO connects to.

What attorneys report

Foreclosure, bankruptcy, and delay events.

Each event carries a Fannie Mae event code and the date it happened. DRA groups events into the foreclosure or bankruptcy they belong to and works out each case’s status from the event dates, so the order rows arrive in doesn’t change the answer.

  • Foreclosure eventseach milestone on a foreclosure, identified by your attorney file number
  • Bankruptcy eventseach milestone on a bankruptcy, identified by its case number
  • Delayswhen a loan is held up, the delay type, its projected end, and when it ends
  • Import resultsevery file, from any channel, with its event count, the original file, and any failed rows
How QBO imports and logs every file →

sFTP · file pickup · naming rules

  • examplefirm.Events.xlsxaccepted
  • examplefirm.Events.2026-10-01.csvaccepted
  • examplefirm.events.csvrejected: Events is case-sensitive
  • examplefirm.Events.xlsrejected: use .xlsx
Files must be .xlsx, .csv, or .txt and contain “Events” in the name. DRA detects the delimiter, queues each file, and removes it from the sFTP folder once queued.

Getting access

Fannie Mae grants access. Your firm manages its users.

  1. 01

    User administrators

    Fannie Mae provisions user administrators at your firm through Technology Manager, the same process firms use for P360. They add and manage your firm’s DRA users.

  2. 02

    Automation account

    For sFTP or API, request a dedicated automation account, bound to your firm. For sFTP, include the IP ranges you connect from and a 2048-bit SSH public key.

  3. 03

    UAT, then production

    Prove your files and connections in UAT, then report in production. Each environment has its own sFTP account on the same host.

Accounts and access · Fannie Mae

Email Fannie Mae’s DRA team at dra_support@fanniemae.com.

UAT access and sFTP setup · Quandis

Email Quandis DRA support at fannie.support@quandis.com.

ADR and DRA

One platform, two programs.

Many firms handle both Freddie Mac and Fannie Mae loans. Both channels run on QBO, but each follows its own agency’s data format and account process.

ADR: Attorney Data ReportingDRA: Default Reporting Application
LoansFreddie MacFannie Mae
In service since20062021
Reported byForeclosure and bankruptcy attorneysForeclosure and bankruptcy attorneys
HowWeb interface or XML APIWeb upload or entry, sFTP, or API
What is sentXML operations per referral type, update, step, message, or documentEvents in Fannie Mae’s legacy default reporting layout
AccountsQuandis issues API credentials per environmentFannie Mae provisions access through Technology Manager
EnvironmentsDevelopment, UAT, productionUAT, production
Runs onQBOQBO
Explore ADR for Freddie Mac loans →

FAQ

DRA questions

What is DRA?

The Default Reporting Application (DRA) is how foreclosure and bankruptcy attorneys report case events on Fannie Mae loans. Quandis built DRA on the QBO platform, and it has been in service since 2021.

Do we have to change the files we send?

Usually not. DRA reads Fannie Mae’s legacy default reporting events files, as an Excel workbook (.xlsx) or a delimited text file (.csv or .txt), as long as the file name contains “Events”. The legacy header and footer rows are optional.

How do we get access?

Fannie Mae grants access. If your firm already has user administrators in Fannie Mae’s Technology Manager, they can add DRA users. If not, email Fannie Mae’s DRA team at dra_support@fanniemae.com with your firm name, two points of contact, and how you plan to submit.

Can our case management system report to DRA for us?

Yes. Firms automate by sFTP or API under an automation account bound to the firm. Case management systems such as a360 (CaseAware), Casemax, and NetDirector already exchange case data with QBO; ask your vendor whether it reports to DRA.

How do we know a submission worked?

Every file, whether uploaded, delivered by sFTP, or sent by API, is listed on the DRA landing page with the number of events it reported. Open it to see the original file and any rows that failed. API submissions also return an import ID you can use to read the log.

Where do servicer details come from?

From Fannie Mae’s own data feeds. DRA keeps any servicer fields an attorney sends on the event, but shows Fannie Mae’s values on the loan summary.

How does DRA relate to ADR?

DRA is the Fannie Mae counterpart of ADR (Attorney Data Reporting), which attorneys have used to report on Freddie Mac loans since 2006. Both run on QBO, but each follows its own agency’s data format and account process.

Who do we contact for help?

For accounts and access, Fannie Mae’s DRA team at dra_support@fanniemae.com. For UAT access and sFTP setup, Quandis at fannie.support@quandis.com.

Built on QBODRA runs on the same orchestration platform as everything Quandis builds — cases, documents, rules, audit trails, and partner-safe security included.

Explore the QBO Platform →

Need a reporting channel like DRA for your own partners?

Already reporting to DRA? Email Quandis DRA support for UAT and sFTP help.

Request a Demo