Quandis Title Direct

Quandis Title Direct (QTD) application provides financial services company and attorney firms with seamless capability to order title products, including origination, foreclosure, deed-in-lieu and loan modification specific title reports. QTD provides:

  • Load balancing across your preferred title vendors (based on virtually any criteria you prefer)
  • Duplicate checking, ensuring that your vendors don’t accidentally order title when you have a current policy
  • Extending existing title policies, rather than ordering new ones, where appropriate (according to your rules)

QTD captures and stores the title information and documents, along with the discrete data elements. The title information is made accessible for the life of the loan. Additionally, QTD offers reporting capability to track operational key performance indicators and analytical processing.

Ordering Title

QTD support ordering title several ways, including via API calls or bulk ordering via spreadsheets. Order may include the following fields:

Field Name Description Type Required Comments
OrderNumber Servicer Order number string Yes
ProcessType Loss mitigation process string Yes Available list:

  • DeedInLieu
  • LoanModification
ProductType Title Order type string Yes Available list:

  • DeedInLieuReport
  • DeedInLieuSigningService
  • LoanModificationReport
  • LoanModificationSigningService
OrderDate Order Date DateTime Yes
Address Property street address string Yes
City Property City string yes
State Property State string Yes
PostalCode Property Zip code string Yes
APNNumber Assessor Parcel Number string Optional
LegalDescription Optional
PropertyType See pre-defined list string Optional Available list:

  • SingleFamily
  • CoOp
  • Commercial
  • Condominium
  • Duplex
  • Fourplex
  • Manufactured
  • Mobile
  • MultiFamily
  • PUD
  • Townhome
  • Triplex
  • Vacant
ServicerLoanID Servicer loan ID string Yes
Servicer Servicer Name string Yes
AgencyLoanID GSE Loan Number string Yes (i.e. Freddie, Fannie)
OriginalLoanAmount Decimal Yes
UPBAmount Unpaid Balance Amount Decimal Yes
MorgageDeedDatedDate DateTime Optional
MorgateDeedRecordedDate DateTime Optional
MortgageDeedAmount Decimal Optional
LoanType See pre-defined list string Optional Available list:

  • Conventional
  • FHA
  • VA
  • USDA
LienPosition Integer Optional
OriginatingLender string Optional
BPOFairMarketValue Decimal Optional
ModifiedLoanAmount Decimal Optional
ModifiedLoanType See pre-defined list string Optional Available list:

  • Conventional
  • FHA
  • VA
  • USDA
BorrowerFirstName Borrower First Name string Yes
BorrowerMiddleName Borrower Middle Name string Optional
BorrowerLastName Borrower Last Name string Yes
BorrowerSSN4 Borrower Last four digits Social Security Number string Optional
BorrowerHomePhone string Optional Required if Product Type is DIL or LoanMod Signing Service
BorrowerCellPhone string Optional Required if Product Type = DIL or LoanMod Signing Service
BorrowerWorkPhone string Optional
BorrowerEmail string Optional
Co-BorrowerFirstName string Optional
Co-BorrowerMiddleName string Optional
Co-BorrowerLastName string Optional
Co-BorrowerSSN4 string Optional
Co-BorrowerHomePhone string Optional
Co-BorrowerCellPhone string Optional
Co-BorrowerWorkPhone string Optional
Co-BorrowerEmail string Optional
GranteeForDIL Entity that borrower is granting to string Optional
GranteeAddressDIL Grantee Address string Optional
GranteeCityDIL Grantee City string Optional
GranteeStateDIL Grantee State string Optional
GranteePostalCodeDIL Grantee ZipCode string Optional
GranteeForSWD If Grantee of DIL grants to a different entity after DIL is recorded, grantee would be this 2nd entity string Optional
GranteeAddressSWD GranteeSWD Adress string Optional
GranteeCitySWD GranteeSWD City string Optional
GranteeStateSWD GranteeSWD State string Optional
GranteePostalCodeSWD GranteeSWD ZipCode string Optional
Loan Modification Signer Name of the person signing the document string Optional
Signing Location Name of the place, i.e. name of resident, name of business, or name of a landmark string Optional
SigningLocationAddress string Optional
SigningLocaitonCity string Optional
SigningLocationState string Optional
SigningLocationPostalCode string Optional
AppointmentDate date Optional Annotation “Signing Service Appointment date”
AppointmentTime Time Optional Annotation “Signing Service Appointment Time”
NonEnglishSpeakerRequired string Optional Annotation “Does this signing require a notary that speak a language other English?”
Attachment Only Applicable to LoanModificiationSigningService product type

Sample Title Data Flow

Below is a sample title workflow implement for a QTD client. You workflow can be customized in minutes to fit your requirements.