Vendor Instructions www.attorney.com-Message-59005 www.attorney.com-Foreclosure-15 Servicer Jane Doe 2003-05-13 Please initiate foreclosure. Foreclosure must be filed in the name of: HSBC Mortgage Corporation USA. At the time of sale please prepare an assignment of bid to Freddie Mac. Ensure prior to recording the deed you contact HSBC for direction on who to foreclose in the name of. Mortgage insurance company is GENERAL ELECTRIC MTG CO. Certificate # XXXX The investor is Freddie Mac. The late charges are $19.29. In Erie County. Documents have been mailed to your office. If your title review indicates this is not possible, contact this office immediately. Original Borrowers: N/A Tenant(s): N/A Servicer required foreclosure completion (Sale) date: 03/08/2004 Allowable Fee: 900.00. Only approved fees in accordance with FHA, VA, FNMA, FHLMC current schedules will be paid. If additional fees are incurred or become necessary you will be required to obtain prior approval. Request for additional fees should be submitted with appropriate supporting documentation. The full amount due as of this referral is $2,462.48. This amount is composed of a net due figure of $2,462.48(payments, late fees, NSF fees, etc...) and corporate advance of $0.00 The net escrow due is ($98.85). Initiating this legal process, signified by placing a date in the completed column of the "File Received By Attorney" or "File Received by Trustee" tracking element on LenStar's "event tracking" screen, is your commitment to complete the foreclosure and send a title conveyance package to FHA/VA, if applicable, for the fee set by the appropriate governmental agency, private investor or private insurer. Routine and normal costs incurred, such as court costs and appraisal fees, will be reimbursed. However, in no event shall you incur costs for inspections, maintenance, environmental studies, clean up or depositions without prior consent. HSBC Mortgage may terminate this agreement at any time without cause immediately upon notification to the attorney/trustee. Said notification need not be in writing but may be conveyed by any means deemed convenient and reliable by [Lender/Servicer]. Upon termination by either party, all file information and documents, shall be promptly delivered to HSBC Mortgage and copies of all documents, notes and writings from your file(s) not previously provided to HSBC Mortgage at any time shall be delivered therewith, time being of the essence. You and/or your firm and the individuals that comprise it, agree that all files, notes, work product and other documents produced in connection with a case or held by you or your firm shall be and remain the property of [Lender/Servicer]. Your firm agrees to comply with all provisions of the "Fair Debt Collection Practices Act" when representing (HSBC Mortgage in this matter. Copies of all procedural documents are to be sent to FHA, VA, PMI, and the investor, with exception of Freddie Mac and Fannie Mae. No procedural papers should be sent to (HSBC Mortgage until the closing of the file unless specifically requested. The loan documents needed to complete this action are being forwarded to your office. If not received in your office within 7 days please notify our office via LenStar's file history system. The loan documents needed to complete this action are being forwarded to your office. If not received in your office within 7 days please obtain copies of all recorded documents, prepare, and forward to HSBC Mortgage a lost note affidavit. If applicable, your office is required to complete and submit the VA form FL 26-567 in a timely manner. If applicable, your office is required to complete and submit the VA liquidation appraisal form in a timely manner. If applicable, your office is required to send notice as required in HUD regulation 24 CFR 203.381 (Notice to occupant of pending acquisition). This includes submitting a copy to the appropriate local HUD office. Please remember to notify (HSBC Mortgage of all relevant activity on this loan via LenStar. This includes dates of events, requests for information or other general information. Only emergencies, requiring immediate attention, should compel telephone contact on this file. Please direct correspondence or telephone calls to: CUSTOMERS SHOULD BE DIRECTED TO CALL (800) XXX-XXXX. Attorney/Trustee represents and warrants to XXXX Mortgage that it is well qualified, competent and trained to perform the services to be provided and outlined in these instructions. Attorney/Trustee will provide foreclosure, eviction and related service functions in a professional, workmanlike manner and will be responsible for any loss, damage, attorney fees or costs attributable in whole or in part to its or its employees, agents or partners negligence. HSBC Mortgage will provide attorney/trustee information as needed, at HSBC Mortgage discretion; to process those cases assigned. Attorney/trustee will immediately contact, via LenStar, the HSBC Mortgage if attorney/trustee believes other information is necessary to provide its services. Attorney/trustee will not be responsible for any damages resulting from actions occurring before a case is assigned to it, nor for those resulting from any counter-claim based on actions taken by HSBC Mortgage such as lender liability or fraud. Attorney/trustee will maintain liability insurance and business fidelity policies in a minimum face amount of $300,000.00 (Three Hundred Thousand Dollars and 00/100). If not already done, a certificate evidencing said coverage would be provided to HSBC Mortgage within 7 days of its request. HSBC Mortgage reserves the right to require higher minimum coverage in the event it determines in its reasonable discretion that the dollar amounts of cases referred to attorney/trustee warrant higher coverage. After reviewing these instructions, please acknowledge receipt of this file by placing a date in the completed column of the "File Received By Attorney" or "File Received by Trustee" tracking element on LenStar's "Event Tracking" screen. This acknowledgment is your agreement to abide by the terms, conditions and procedures, in full, as outlined in these instructions. It further indicates your firm's ability to comply with, and willingness and ability to recompense HSBC Mortgage for any curtailments, penalties or damages resulting from your firm's non-compliance or lack of diligence. If you are unable or unwilling to accept these terms as stated please contact our office immediately via LenStar's file history system. If deficiency rights have not been eliminated through bankruptcy, foreclosure should proceed in a manner which preserves deficiency rights for [Lender/Servicer], its investors or insurers. Before initiating foreclosure, our authorization should be obtained if preservation of deficiency rights will involve additional fees and costs or a lengthier foreclosure or redemption period. If a Motion to Secure is requested, please file an emergency Motion to Secure Property. Advise HSBC Mortgage when the motion is granted and provide HSBC Mortgage with a signed order to proceed with securing and winterization. If a rent receiver is requested, please proceed to establish one within state guidelines. Our office will provide instructions to record the deed to on FHA insured loans upon completion of required conveyance maintenance. Please prepare the deed, have it executed, and hold it in your file awaiting our instructions. Please see that all invoices are fully itemized detailing fees and costs separately, show the date the work was performed or the expense incurred and that the final foreclosure billing is received in our office within 30 days of sale. Test Message www.attorney.com-Message-59006 www.attorney.com-Bankruptcy-POC-15 Servicer Jane Doe 2003-05-13 Test Message